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You also forgot to add, Lydia, that when you do try to get on a panel now, you end up having to pay some sort of "administration" fee in the hundreds of pounds, to various different types of "portal" invariably all run by big licensed conveyancing outfits who are in fact our competitors.

It'd be like the local corner shop having to ask Tesco for permission to sell loaves of bread. (Although with the Booker / Tesco tie-up perhaps that's the future of retail)

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