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@Anonymous 16:24 Please don't tar all of us with the same brush, I work to review PI claims at one of the top five insurers and although I can understand why @InsuranceMan is somewhat disgruntled this is because of a very few firms who quite simply do not have the rights of the claimant at heart and simply want to get as much costs as possible.

Do I agree with the Government's proposals, I do, to a point, the proposals are based in reducing PSLA payments, it does not remove the right for the claimant to claim for special damages such as credit hire (which there is a large amount of fraud), physio (which there are also problems) among others.

The Government should have adopted a different method, if I am correct in Canada the claimant's insurer would have to deal with the whole claim and then seek reimbursement from the other insurer based on the liability apportionment which I would consider to be fairer.

However, we are where we are, the Govt is pressing ahead with its programme and it does not stop there, it is likely that this will be passed through the Commons and then the next bill will be Courts and Tribunals (Judiciary and Functions of Staff) Bill [HL] 2017-19 which is changing the functions of Judges and staff alike, so what next?