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I suspect that the changed economic circumstances brought about by the multi-billion pound insurance industry's ceaseless and successful lobbying and sponsorship of various Tory ministers has more to do with the current trading environment. You won. Well done. You must be very proud. Now you can look forward to closures, contractures and job losses on your side of the fence too. This, of course, is exactly what your paymasters wanted all along. They must be delighted that their turkeys have all voted so emphatically for Christmas.

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