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I am a PI practitioner and I have recommended ATE policies with premiums over £100. I use a variety of providers, find the best policy, and get no commission or other benefit. The insurance industry is big, well funded, and well coordinated - hence uncovering Asons. So where is this widespread fraud everyone waffles about and that will be uncovered soon, maybe next week, perhaps a bit longer, definitely, big household names, just wait a bit longer honest...……………..