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Anon 3:41pm.

Insurers operate a system of guilt by accusation. If they suspect a claim to be fraudulent, it will remain forever fraudulent so far as their published data is concerned, irrespective of whether it is fraudulent or not.

They do not know. They guess. They apply filters that in many cases come down to nothing more than postcode and pigmentation. This is why you can have multiple victims of a single incident, with some of the victims being provided with early admissions and pre med offer, while others are referred to fraud departments.

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