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Because, Anon 12.45, we are professional men and women, not general traders, and we should act as such. The fact that others do not behave as they should and, inter alia, fail to pay their bills, is no excuse for our not doing so.

I would tentatively suggest that those who are described generically as 'fiduciaries' and who therefore owe a duty of 'uberimae fidei' should behave themselves better than City slickers, although bankers and insurers have of late begun to let the side down. Seems as if we are going the same way and that some of the above comments consider this to be quite all right. Well, in my humble opinion, it's not.