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Surely this is a general problem of Bankruptcy law - the immorality of MPs giving an escape route to 'unfortunate' businesspeople by letting them escape the financial ruin their 'misjudgements' cause to those they misled into trusting them. Surely we shouldn't think that, just because you can rise to the top of, eg, a world class bank and put £millions of your customers' money into your pockets, you can be expected to be able to perceive when there is a significant possibility/probability that you'll cause them a loss, and that you should be painfully penalised for it?