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At the risk of being branded one of the 'few nutters', I can't see what the problem is. The Small Claims limit for non-PI claims is £10,000, and exactly the same issues of potentially unrepresented Litigants in Person vs Large Corporations with teams of lawyers also apply. But in general, the system works quite well. The whole ethos of Small Claims is that people/businesses can resolve disputes without the risk of incurring prohibitive legal costs, other than where unreasonable behaviour can be demonstrated and CPR 27.14(2)(g) applies.

For PI claims under the new proposals, it would be helpful if the MoJ could publish a table of standard damages for various types of injury up to £5,000, as a guideline for potential litigants and District Judges.