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Quite correct, Anon 9.36. They talk about 'economies of scale', but seem only to generate 'inefficiencies of scale'. It is easier for the incompetent, inefficient and hopeless to hide away in a larger outfit than in a small one. And when their home is not at risk what have they to lose?

I once had a partner who was told by his principal '"leave me your forwarding address so that when the claims come in I know where to find you"!.

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