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This is about access to justice. CFA's were primarily introduced to allow the victims of accidents to access justice at the same time as legal aid for personal injury work was abolished. They were controversial at the time, because they came on the back of a Labour Government abolishing an area of Legal aid and because they created an obvious conflict and still do create a conflict for lawyers. At the time it was said that it did not really save any money because most cases were won and there was a large amount of recoverability of welfare benefits from insurers. It is a strange argument to say that access to justice is there primarily for the benefit of the lawyers and their businesses and for that reason it should be shut off. Access to justice is about individuals having a means in a civilized society to exercise their private rights - and for some areas of the law they usually need lawyers to do that. Ban CFA’s and someone has to come up with a better idea about how the reasonable person of reasonable means can afford justice, unless you just take it away from them and say put up with how they have been treated, injured etc, which seems to be what the current government wants.