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The current system in broken. I challenge anyone, if they are truly honest, to say that we as a profession have not taken advantage.

The problem is for too long the government has known this. The insurance industry has asked for the world and said it that would fix it. The claimant industry tried to bury it's head in the sand and pretend everything is rosey.

Ergo, it was only the insurers who had a real say.

Had we held our hands up and offered genuine solutions maybe we wouldn't now find ourselves on the precipice.

Yes, the insurers want it all. So do we. We are as much to blame, if not more so, and have failed our client's.