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Given the mythical £40 reduction in premiums was based on the raising of the SCL to £5k to get rid of fraudulent claims, precisely how much will the insurers save with the introduction of the tariff figures and will those totally unforeseen savings be passed onto the insurered (a rhetorical question really). I suspect this "bonus" for the insurance industry was a softener to them in advance of the proposed rise in the discount rate- or am I being cynical?

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