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I have just read one advert on social media, which states "If you have been on an all inclusive holiday in the last three years we can get you compensation of up to £7000 per person using your ATOL...we say you reported it to reception and visited a walk in centre on your return to the UK (which would not be recorded).... They can't defend that you were not sick and have to compensate you for the sickness on your simple phone call - no medicals...Referral fee paid for you and your friends and family".

This is what we are up against.

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