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In most of these cases the Insurance industry has no choice but to riddle out all claims!
Just like the Police stop and search, most times they fortunately do not find weapons but the few they do and get prosecuted.

This example unfortunately only tells part of the story.

The other part is the Police are not profit driven for shareholders. Insurance companies try every trick in the book to increase not just stabilise their profit margins. The massive increase in profits in the last Year for nearly all of them proves that point.

What gets my goat(y) is the naivety of government to not look at the evidence posed by insurers and make their own minds up based on public interest not how much personal family wealth will increase the stocks and shares!

I expect their are a large majority of Insurance employees on here to instigate and secure their power and give me many thumbs down.