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"Is it really your case that under the old discount rate people who had investment advisors were overcompensated when taking into account taxation, management/advice charges and inflation?"

It is my case that the old discount rate did not reflect the investment portfolios of the majority of those whose estates were professionally managed.

"Is Richard Cropper disingenuous in his oral evidence to the JSC?"

I don't know what Richard's oral evidence is, but it would surprise me greatly if it was in any way disingenuous.

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