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I don’t really know where to begin but just a few thoughts- an increase in the number of LIPS, we are waiting up to 9 months now for some stage 3 hearings so god alone knows how long a LIP might wait for a small claims track trial. How is the system going to cope with those LIPS who have limited understanding of English, let alone able to write it? What incentive will there be for insurers to admit any claim they think will be in the SCT? Are the laws going to be re-written in respect of the need for s152 notices, The Rights Against Insurer’s Act? I note Lord Keen referred to the cost of issuing a Small claim, he didn’t mention the cost of a medical report, an engineer’s report, a hearing fee all of which add up to a tidy sum even if you have not suffered a loss of income but if you have the choice between putting food on the table for your family or pursuing a claim it’s not hard to see which wins. Sadly, like many tories, Lord Keen’s arrogance knows no bounds. He happily states the number of claims will fallbecause Claimants will re-evaluate their chances of success, no they won’t, they will fall because decent injured people will just not be able to afford to take out a meritorious claim. I have no time for fraudsters and I have come across a few including a serving policeman and an MOJ employee but they are very much the exception. As for him welcoming claims being handled by CMCs, WTF is all I can say to that!