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As the Kaiser Chiefs once put it, a riot is predicted when the full extent of these reforms hits home with the thousands of people who works every hour they can to support their family on zero hour contracts and to whom £3000 to 4000 or so is a very significant sum of money but who are more than likely to determine they don't have the time or the ability to do it. How many people used CMCs to claim PPI instead of doing it themselves for instance...losing thousands in the process. It is pathetic, weak and frankly disgusting that the noble Lord Keen has been pushed to be the voice of these reforms.

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