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"But surely we should be introducing measures to curb the absurdly excessive amount of whiplash claims in the UK in comparision with the rest of Europe as a matter of public policy per se. "

Depends a bit. If all of Europe had the same or similar system as us it might be a useful comparator. But they don't. There are criminal compensation schemes, there are no fault schemes, there are fundamentally different legal structures. As it is, insurers just pluck numbers from the air. As they do with this thing called "fraud" they say they keep paying up for.

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