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Why would we expect to see a year on year growth in claims, new cars are far more sophisticated and safer than ever before, more dash cams being fitted and purchased to vehicles than ever before, far more convictions and national press about convictions due to fraudulent claims, numerous firms shut/ closed that had been instigated in investigation's regarding crash for cash industry and a general sense that insurers are fighting back finally.
The vast majority of motorists support the insurance industry which is poles apart from those that support the claimant PI sector

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