Insurance DisbeliefIt is a comfort to know that Richard Dresner's insurance letter is the US cavalry to my Red Indian besieged fort of limited shelf-life searches (see [2001] Gazette, 18 January, 20).But is it such a comfort? Could it be that having delivered the fort from its peril, the cavalry razes it to the ground? After all, if insurance is the universal panacea - the categories of indemnity insurance, like negligence, are never closed - will we not see clients filling in their own transfers and just paying a fee to the Land Registry for registration (and for guaranteeing the title) and an insurance premium to guarantee everything else? Or is this a screenplay that suspends disbelief just too far? James Jacoby, solicitor, Penzance, Cornwall