I read with amazement the content of the meeting held recently and involving Lord Phillips, to discuss further the issue of lower value personal injury claims - in particular, Lord Phillips's suggestion that in such cases the tortfeasor's insurers be 'judge and jury' (see [2004] Gazette, 29 April, 1).

We have adapted to the Woolf changes and the recent costs changes (predictable costs) in non-litigated road accident cases.

My experience is that such cases are not clogging up the courts and costing the taxpayer money.

They are dealt with quickly and efficiently.

My interpretation is that Lord Phillips must be implying that neither of these changes has been successful.

To reach such a conclusion in respect of predictable costs that have been with us barely seven months is incredible.

My understanding was that the scheme would be reviewed after two years.

Paul Ackroyd, A2 Accident Solicitors, Rochdale