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Anon 12:22

The difference is the 'most' people have motor insurance and will therefore be effected. The vast majority of individuals don't have to insure against the other risk types you mention.

The other thing to remember here, I forget the exact numbers so I am paraphrasing, is that about 2% of RTA claims equate to over 50% of all claims costs. So whilst this won't impact on the majority of claims it will impact the majority of claims spend.

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