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"Can anyone identify a very low risk, long term investment vehicle that will generate a net return of 2.5% (after tax, charges and accounting for inflation)?

It would be most helpful to know if such a product exists."

Most deputies would be asking serious questions of investment advisors if a client's investments were consistently yielding as little as that. These are not necessarily the very lowest risk investments, but they are the stock in trade of those dealing with the estates of brain injured litigants. Hence my suggestion that a two tier discount rate should be considered. Even the old discount rate was exceptionally generous considering the practical reality of financial management. The revised rate, ludicrously so.

I absolutely accept that this has no application to the litigant managing their own damages. I am specifically not referring to that class of case.

I am seeking precision. I am not seeking either higher or lower damages figures, according to partisan indoctrination.