I am writing to congratulate Lord Justice Jackson on his splendid recommendations for the reform of civil costs, and in particular the proposed removal of after-the-event insurance.

I have long been of the opinion that people from a working-class background should not have access to the civil courts to make a personal injury claim, and I believe that the removal of such insurance should ensure this.

I particularly enjoyed Jackson’s suggestion that this removal will encourage people to take out insurance before having such an accident, as of course a sizeable proportion of people from such a background are unable to afford a house or car, let alone insurance on top.

I see absolutely no reason why individuals should not face the risk of bankruptcy if they make a claim and are defeated at court. As you know, the Civil Procedure Rules are an absolutely perfect system and provide perfect justice. Let justice be swift and true for the defeated.

I would also endorse his suggestion that solicitor firms should take on the risk of litigation, as this will mean that risky or borderline cases will be dropped at the first possible opportunity, no matter how badly injured the person might be. It will also have the excellent consequence of turning solicitor firms into both speculators and banks for their clients – casino banks if you will.

I have long sympathised with the plight of large companies and organisations that are insured by even larger companies and organisations and represented by large solicitor firms. My heart suffers each time some idiot manages to injure themselves and then makes a successful claim. Who on earth do they think they are? They have never had it so good, especially the very seriously injured. They are literally rolling in money.

May I suggest one further measure for dealing with these Marxists? I believe that once the compensation culture is utterly defeated we should turn our attention to suing injured people to get our money back. They were plainly victims of their own misadventure in believing that the court system was there to be used by everyone. It is not.

Solicitor , name and address supplied