On 12 September I sent an application to set aside a default judgment to Northampton. I was urged to send a cheque payable to an organisation by the name of ‘HM Courts and Tribunal Service’. My cheque was cashed on 3 October, since when I have heard nothing. I have attempted to contact them by telephone and email, but with no luck.

Has anybody else fallen for this trick? Should I contact BBC’s Rogue Traders or Watchdog? Have I been scammed? Somebody help… please.

Neil Wright, Excello Law, Reading